Child Development Account (CDA) / Baby Bonus Scheme

Use Your Child’s CDA for Eligible Eye Care Services

OneVision Eye Specialist & LASIK Centre is an Approved Institution registered with the Ministry of Social and Family Development (MSF) under the Baby Bonus Scheme.

Parents may use available funds from their child’s Child Development Account (CDA) to pay for eligible paediatric eye care services, subject to the prevailing Baby Bonus Scheme guidelines and available CDA balance.

What is the Child Development Account (CDA)?

The Child Development Account (CDA) is part of Singapore’s Baby Bonus Scheme. It is a special savings account that helps families pay for approved child-related expenses, including healthcare services at MSF Approved Institutions.

The Government provides:

A First Step Grant when the CDA is opened
Dollar-for-dollar matching of parents’ savings, up to the applicable cap

These funds can be used for eligible healthcare services until the child reaches the applicable age under the scheme.

CDA benefits available under the Baby Bonus Scheme

Benefit	Amount	Notes
CDA First Step Grant	S$5,000 (1st & 2nd child)	Automatically credited once the CDA is opened. No parental contribution required.
	S$10,000 (3rd child onwards, for eligible children born on or after 18 Feb 2025)	Enhanced under the Large Families Scheme.
Government Co-matching	Dollar-for-dollar matching	Parents’ deposits are matched up to the applicable cap.

Government co-matching caps

Birth order	First Step Grant	Government Co-matching	Total Government CDA contribution
1st child	S$5,000	S$4,000	S$9,000
2nd child	S$5,000	S$7,000	S$12,000
3rd & 4th child	S$10,000*	S$9,000	S$19,000
5th & subsequent	S$10,000*	S$15,000	S$25,000

*For eligible third and subsequent Singapore citizen children born on or after 18 February 2025.

Eligible Services

Depending on your child’s clinical needs and the prevailing MSF guidelines, CDA funds may generally be used for eligible paediatric ophthalmology services, including:

Specialist eye consultations
Comprehensive children’s eye examinations
Assessment of refractive errors (myopia, hyperopia and astigmatism)
Assessment and management of lazy eye (amblyopia)
Assessment and management of squint (strabismus)
Evaluation of congenital eye conditions
Investigations and treatments that are eligible under the Baby Bonus Scheme

How Do I Use My Child’s CDA?

Using your child’s CDA at OneVision is straightforward.

Inform our staff that you wish to use your child’s CDA.
Present the necessary identification or payment authorisation.
Our team will advise whether the services are eligible under the Baby Bonus Scheme.
Payment will be deducted from your child’s available CDA balance where applicable.

If you have any questions before your appointment, our staff will be happy to assist.

Frequently Asked Questions

If the eye examination is an eligible healthcare service under the Baby Bonus Scheme and your child has sufficient CDA funds, payment may be made using the CDA.

Not all services are eligible. Coverage depends on the prevailing MSF Baby Bonus Scheme guidelines and the nature of the treatment.

Generally, the CDA is intended for eligible healthcare services provided by Approved Institutions. Spectacles and optical products are typically not claimable through the CDA unless specifically covered under the scheme. Please check with our staff if you are unsure.

Any remaining balance after the CDA deduction will be payable using your preferred payment method.